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Finance Dedicated to SME Housebuilders

Fast. Flexible. Reliable.

About Us

Quantum is a specialist property lender that offers flexible finance solutions to SME housebuilders and property investors across England & Wales.


In partnership with AB CarVal, we provide dependable long-term funding combined with fast and transparent decision-making.


Our business is built on long-standing repeat client relationships, which is why our processes and lending criteria are designed with SME housebuilders in mind.


With a dynamic team boasting diverse expertise,  we pride ourselves on our in-depth technical understanding of our market and are dedicated to becoming the lender of first choice for SME housebuilders.

"We've worked with Quantum since their inception. Rebecca & Oliver have an excellent understanding of what our business requires from a funding partner, enabling us to borrow money at a competitive rate, with flexible terms that suit our individual projects. In addition, their exit strategy solutions and equity release options mean that we can always look ahead to the next project. Without a doubt, Quantum Finance is highly recommendable as a funding partner." - Developer, Hertfordshire

"Having struggled with another lender, Quantum stepped in and arranged finance for the acquisition and construction of a 4-house scheme for us very quickly and efficiently.  Dealing with Mike and the team was seamless and we would highly recommend anyone looking to arrange development finance." - Developer, South London

"Having completed numerous transactions for multiple clients with the team at Quantum, I could not recommend them more highly. Their technical knowledge and interpersonal skills are second to none which makes completing complex transactions much smoother than they otherwise would be." - Broker 

"Rebecca and the Team at Quantum are dynamic, commercial and solution-driven lenders. I have worked with the team for a number of years across multiple projects and whether it’s a loan that requires speed or a structure to a complex funding requirement they have delivered." - Developer, Cotswolds 

"Securing funding for our clients is always a challenge, it's not just about high leverage and competitive rates but rather the ability to deliver on sophisticated and nuanced schemes. The team at Quantum have been nothing short of exemplary in this regard. Their deep understanding of the full development journey across multiple products and assets, coupled with streamlined operational processes and efficient decision making have made this lender exceptional to work with." - Broker

"We approached Quantum for a multi-site facility on 3 live developments in order to release value out of work-in-progress and to improve our cash flow. From first contact to drawdown was just 7 weeks including having an independent valuation across 3 separate sites. Since completion, we have had great support and are now in discussions on two further full development loans." – Developer, Midlands 

"We recently completed a development with Quantum. The team were able to navigate through credit quickly and smoothly and it was an extremely straightforward process from initial terms to completion. We’re looking forward to doing many more deals together." - Developer, South London

"Having a lender who; you know will deliver on what they say, approach issues that arise focusing on how to find a joint solution and try to do the right thing for both you and your clients, fills you with the confidence needed when working on complicated, time sensitive deals. I'm looking forward to continuing to work with the Quantum team and hopefully completing many more transactions." - Broker

TESTIMONALS

What Our Clients Say

Development Finance

Our core business is financing residential development projects for experienced property developers and investors.

We support new build and refurbishment/conversion projects, including family housing, apartment schemes, mixed-use schemes, retirement schemes, and social housing.

We provide a variety of solutions across different leverage/price points, including revolving facilities and peak debt funding.

While these are our typical loan parameters, we are always glad to consider exceptions. Please get in touch if your project doesn’t quite fit.

PORTFOLIO

Our Products

LOAN SIZE
£1 - £30m
LTGDV
70%
LTC
90%
LOCATION
England & Wales

Bridging Finance

We provide a range of bridging finance solutions for experienced property developers and investors. Typical scenarios include:

  • Acquiring sites pre-development

  • Enhancing the value of sites with residential development potential

  • Refinancing completed stock for equity release

  • Raising capital against unencumbered assets

 

While these are our typical loan parameters, we are always glad to consider exceptions. Please get in touch if your project doesn’t quite fit.

LOAN SIZE
£1 - £30m
LTV
75%
LOCATION
England & Wales
Access to Decision Makers

At Quantum, you deal directly with decision-makers. From enquiry to redemption, you'll have a dedicated Lending Director and Portfolio Manager, simplifying the borrowing process.

At Quantum, you deal directly with decision-makers. From enquiry to redemption, you'll have a dedicated Lending Director and Portfolio Manager, simplifying the borrowing process.

Fast, Reliable & Responsive

We value speed and responsiveness. Expect prompt responses and efficient service at all times. Our team structure and commitment to consistent decision-making ensure transparency and reliability.

We value speed and responsiveness. Expect prompt responses and efficient service at all times. Our team structure and commitment to consistent decision-making ensure transparency and reliability.

Flexible, Tailored Lending

We recognise the uniqueness of each project. Our lending criteria is tailored to SME housebuilders and allows us to offer customised funding solutions that fit your specific requirements.

We recognise the uniqueness of each project. Our lending criteria is tailored to SME housebuilders and allows us to offer customised funding solutions that fit your specific requirements.

Experience & Expertise

Our team brings diverse expertise from various backgrounds, including lenders and housebuilders. This knowledge is crucial in establishing seamless processes and ensuring reliable lending.

Our team brings diverse expertise from various backgrounds, including lenders and housebuilders. This knowledge is crucial in establishing seamless processes and ensuring reliable lending.

Relationship Based Lending

Client relationships are paramount to us. Your success is our success in the long term. We prioritise our clients, understanding that projects may encounter challenges, and we collaborate to find solutions.

Client relationships are paramount to us. Your success is our success in the long term. We prioritise our clients, understanding that projects may encounter challenges, and we collaborate to find solutions.

Why Choose Quantum?

PORTFOLIO

Some example projects funded by Quantum 

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